How much does an inground pool cost?

Thinking about installing an inground pool? In this guide, we break down inground pool prices, what affects the cost, different pool types, and what homeowners in Tennessee can realistically expect to invest. Whether you're just starting to explore options or ready to break ground, this article will help you plan with confidence.

T Webb

2/24/20262 min read

There is something timeless about walking into your backyard and seeing clear blue water waiting on you. An inground pool isn’t just a project — it’s a lifestyle upgrade. But let’s talk about what everyone really wants to know:

How much does an inground pool cost?

The honest answer? It depends. But I’ll break it down clearly so you know what drives the numbers.

Types of Inground Pools (And How They Affect Price)

1. Vinyl Liner Pools

Vinyl liner pools are the most common type of inground pool in our area.

Typical price range: $45,000 – $75,000+

Why they’re popular:

  • Lower upfront cost

  • Smooth surface

  • Custom shapes available

  • Liner patterns and colors to choose from

Things to consider:

  • Liners typically need replacing every 7–12 years

  • Sharp objects can damage the liner

For many homeowners, vinyl pools offer the best balance between affordability and customization.

2. Fiberglass Pools

Fiberglass pools come as pre-manufactured shells that are delivered and set into place.

Typical price range: $75,000 – $100,000+

Why people love them:

  • Fast installation

  • Low maintenance surface

  • Built-in steps and tanning ledges

  • Long-lasting finish

Limitations:

  • Limited shapes and sizes (based on manufacturer molds)

  • Transportation access required for delivery

Fiberglass is great for homeowners who want simplicity and lower long-term maintenance and more upfront cost.

3. Gunite (Concrete) Pools

Gunite pools are fully custom concrete pools built on-site.

Typical price range: $95,000 – $150,000+

Why choose gunite:

  • Unlimited design flexibility

  • Custom features (waterfalls, spas, beach entries)

  • Luxury look and feel

Consider:

  • Longer build time

  • Higher maintenance

  • Higher upfront investment

If you’re dreaming big and want a fully customized backyard experience, gunite may be the right fit. Out of town builders usually have to come in this area for gunite.

What Affects the Price of an Inground Pool?

No two backyards are the same. Here are the biggest factors that influence pricing:

1. Size & Depth

A larger pool means more excavation, more materials, and more water — which increases cost.

2. Backyard Access

Tight access may require smaller equipment or even hand-digging in certain areas.

3. Excavation Conditions

Rock, steep slopes, or poor soil conditions can significantly increase excavation costs.

4. Features & Add-Ons

  • Automatic covers

  • LED lighting

  • Heaters

  • Salt systems

  • Water features

  • Custom steps or tanning ledges

Every feature adds value — and cost.

5. Decking & Landscaping

Often overlooked, but extremely important. Concrete, pavers, stamped concrete, or specialty decking like resin systems can dramatically change the final number.

What Do Most Homeowners Actually Spend?

In the Tennessee and surrounding areas, most complete backyard projects (pool + basic concrete decking + equipment) fall between:

$65,000 – $100,000

That number can go up or down depending on your vision.

Our typical inground pools and pricing end up being :

$48,000-70,000

A Smart Way to Think About It

Instead of asking, “What’s the cheapest pool I can get?” a better question might be:

“What kind of backyard do I want to live in for the next 15–20 years?”

An inground pool isn’t just about swimming. It’s:

  • Family gatherings

  • Summer nights

  • Kids growing up at home instead of somewhere else

  • A place that brings people together

When viewed over time, many homeowners find the investment makes sense for their lifestyle.

Final Thoughts

If you’re exploring inground pools and prices, the best next step is to:

  1. Set a realistic budget range.

  2. Decide which pool type fits your lifestyle. This !! Picture yourself in your backyard. Then design it.

  3. Talk to a reputable local builder who understands your soil, climate, and city requirements. This!! Find a builder who actually knows what he is doing. Alot of people try because they think they will get rich. Find a builder who cares about the job and your family.

An inground pool is one of the most exciting improvements you can make to your home. When planned properly, it becomes the centerpiece of your backyard for decades.

If you’re ready to see what’s possible, start with a consultation — and build from there.